Rwanda’s financial sector has made great strides toward becoming modern. The sector is stable, well-capitalized, profitable, and liquid. The Financial Services in Rwanda sector consists of a vast and growing array of institutions, a stock exchange, Banks, microfinance institutions, savings and credit cooperatives (SACCOs), insurance companies, and pension funds and is becoming increasingly diversified.
In terms of total assets, the banking sector continues to dominate the financial system with Banks at 66.1%, followed by pension, insurance, and microfinance at 17%, 9.7%, and 6.4, respectively.
Rwanda’s priorities are to increase long-term savings and credit to the private sector to 30% of GDP. This will be achieved by enhancing savings mobilization, especially long-term savings and mobilization of long-term capital for investment.
The government has started to regularly issue bonds to deepen the capital market and lengthen the yield curve, with the most extended maturity today being twenty years.
Rwanda aims to become a Business and financial center of excellence. The country has started to attract large-scale investment opportunities in new and upcoming sectors, including green and sustainable financing and FinTech.
Small and Medium Enterprises are the lead drivers of job creation and economic development in Rwanda. If the business environment for these firms can be improved, they can become more profitable, increase in size, and tap into regional and global markets.
Financial institutions experienced in SME financing such as private equity and venture capital funds will help to increase access to finance for this category of enterprises.
Real estate investment trust
Commercial REITs present a massive opportunity for the Rwandan Market, especially financing and supply options for affordable housing, shopping malls, hotels, and offices.
Also, our business and financial ecosystem offers access to products and services that are conducive for activities such as Fund Management; Private Equity Investments and Global Trading